Terms and Conditions

1. Who We Are

ZakaatCalculator.co.uk is operated by Companies999 Ltd, Studio 9, 50–54 St Pauls Square, Birmingham B3 1QS, United Kingdom. References to “we”, “us”, or “our” refer to Companies999 Ltd. References to “you” or “user” refer to any person accessing or using the service.

2. Acceptance of Terms

By accessing or using ZakaatCalculator.co.uk (the “Service”), you agree to be bound by these Terms and Conditions. We reserve the right to update these terms at any time. Continued use of the Service after any update constitutes your acceptance of the revised terms. It is your responsibility to check this page regularly.

3. Nature of the Service — Estimates Only

The Service provides an estimate of Zakaat liability based on the information you enter. It is an educational and informational tool only. It does not constitute financial advice, religious advice, a fatwa, or a legally binding calculation of any obligation.

The calculation output depends entirely on the accuracy and completeness of the information you provide. We have no way to verify what you enter and accept no responsibility for errors arising from incorrect, incomplete, or misleading input.

4. User Responsibility for Accuracy

You are solely responsible for:

• Ensuring that all values you enter into the calculator are accurate, complete, and up to date.
• Verifying that the totals and final calculation figures displayed are correct before acting on them.
• Selecting the correct school of thought (madhab) and nisab basis for your circumstances.
• Verifying the Zakaat amount payable with a qualified Islamic scholar before payment, particularly for complex financial situations.
• Keeping records of your own Zakaat calculations and payments.
• Understanding that the calculator assumes the hawl (lunar year) condition is met — it is your responsibility to verify this.

5. No Warranties

The Service is provided “as is” and “as available”, without any warranty of any kind, express or implied, including but not limited to:

• Accuracy or completeness of fiqh rulings applied by the calculator
• Accuracy of metal spot prices fetched from third-party sources (LBMA via metals.dev)
• Fitness for any particular purpose
• Uninterrupted or error-free operation of the Service
• That the Service will meet your specific religious obligations

6. Limitation of Liability

To the fullest extent permitted by law, Companies999 Ltd and ZakaatCalculator.co.uk shall not be liable for:

• Any loss or damage arising from reliance on calculator outputs
• Any religious, financial, or legal consequence of underpaying or overpaying Zakaat based on calculations from this Service
• Loss of data, loss of profits, or any indirect, incidental, special, or consequential loss
• Errors in third-party price data used to calculate nisab thresholds
• Technical failures, downtime, or data loss

Nothing in these terms excludes or limits liability for death or personal injury caused by negligence, fraud, or any other liability that cannot lawfully be excluded.

7. Religious Disclaimer

This Service is not affiliated with any mosque, Islamic charity, scholarly body, or fatwa council. The fiqh rules applied by the calculator represent the mainstream positions of the four Sunni madhabs as understood by us, and are intended as general guidance only. For complex situations, disputed assets, or formal religious obligations, you must consult a qualified Islamic scholar (alim) or obtain a fatwa from an accredited institution. We bear no responsibility for the religious correctness of any Zakaat payment made on the basis of this Service.

8. Permitted Use

The Service is provided free of charge for personal, non-commercial use. You may not:

• Scrape, copy, or reproduce calculator outputs for commercial purposes without written permission
• Reverse-engineer or copy the underlying calculation logic or fiqh rules engine
• Use the Service in any way that violates applicable UK law
• Impersonate any person or entity or misrepresent your affiliation
• Attempt to gain unauthorised access to any part of the Service

9. Intellectual Property

All content on ZakaatCalculator.co.uk — including the fiqh rules engine, guide articles, calculator interface, and branding — is the intellectual property of Companies999 Ltd unless otherwise stated. You may not reproduce, distribute, or create derivative works without our express written consent.

10. Third-Party Services

The Service uses third-party services including metals.dev for gold and silver spot prices, Google AdSense for advertising on guide pages, and Vercel for hosting and analytics. We are not responsible for the availability, accuracy, or content of any third-party service. Use of these third-party services is subject to their own terms and privacy policies.

11. PDF Reports

PDF reports generated by the Service are based solely on the information you provide. They are for your personal records only. We accept no liability for errors in PDF reports and make no representation that they constitute valid documentation for any religious, financial, or legal purpose. PDF generation may fail or be unavailable; this does not constitute a breach of these terms.

12. Privacy and Data

Your Zakaat calculation inputs are processed entirely in your browser and are not transmitted to or stored on our servers. Any email address you provide for PDF delivery is handled in accordance with our Privacy Policy. Use of this Service is also subject to our Cookies Policy.

13. Governing Law and Jurisdiction

These Terms and Conditions are governed by the laws of England and Wales. Any dispute arising from or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

14. Changes to These Terms

We may update these Terms and Conditions at any time. The “last updated” date at the top of this page will reflect when changes were made. Continued use of the Service after any changes constitutes your acceptance of the new terms.

15. Contact

For any queries regarding these terms, please contact us at info@zakaatcalculator.co.uk or via our contact form.